Disclaimer

Legal Disclaimer & Terms of Use
WELCOME TO THIS WEBSITE. THE NEW YORK TAX GROUP LLC OFFERS THIS SITE TO YOU SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS (”TERMS”). BY USING THIS WEBSITE, YOU SIGNIFY YOUR ASSENT TO THE FOLLOWING TERMS OF USE WITHOUT LIMITATION OR QUALIFICATION. PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THIS WEBSITE. THE NEW YORK TAX GROUP LLC MAY AT ANY TIME REVISE THESE TERMS BY UPDATING THIS POSTING. YOU ARE BOUND BY ANY SUCH REVISIONS AND ACCORDINGLY YOU SHOULD PERIODICALLY VISIT THIS PAGE TO REVIEW THE THEN CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND. THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO BUY ANY SECURITY THAT MAY BE REFERENCED HEREIN. NOTHING CONTAINED ON THIS WEBSITE IS INTENDED TO BE OR SHOULD BE CONSTRUED AS LEGAL, TAX OR INVESTMENT ADVICE. IF YOU HAVE ANY QUESTIONS ABOUT THESE TERMS, PLEASE CONTACT US.

Legal Disclaimer
The information provided on this website is provided for informational purposes only. While The New York Tax Group LLC seeks to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors, for which we apologize. We reserve the right to make changes and corrections at any time, without notice. The information provided on this website is provided without warranties of any kind, either expressed or implied, and The New York Tax Group LLC disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. The New York Tax Group LLC does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this website, and The New York Tax Group LLC expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this website. Neither The New York Tax Group LLC nor any of its affiliates, members, directors, officers or employees, nor any third party vendor retained by The New York Tax Group LLC, will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of The New York Tax Group LLC or of any vendor providing software or support services for this website. In no event will The New York Tax Group LLC, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if The New York Tax Group LLC or any other party have been advised of the possibility thereof.

No Offer, Investment Advice, or Performance Guarantees
Nothing contained in The New York Tax Group LLC’s website constitutes legal, tax or investment advice or service. All written content is for informational purposes only and may not constitute a complete description of available investment services or performance. Neither the information nor any opinion contained in this website constitutes a solicitation or offer by The New York Tax Group LLC or its affiliates to buy or sell any securities, futures, options or other financial instruments, or to provide any investment advice or service, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on The New York Tax Group LLC’s website are the sole responsibility of the user, and in exchange for using The New York Tax Group LLC’s website, you agree to hold The New York Tax Group LLC harmless from and against any claims for damages arising from any decisions that you may make based on such information. All information posted on this website is current only as of the date of its posting, and The New York Tax Group LLC undertakes no obligation to update any information to reflect events or circumstances after the date of such posting.
The services, securities and financial instruments described on this Site may not be available to or suitable for you, and not all strategies are appropriate at all times. The value and income of any of the securities or financial instruments mentioned on this Site can fall as well as rise, and an investor may get back less than he or she invested. Foreign-currency denominated securities, financial instruments, and other investments are subject to fluctuations in exchange rates that could have a positive or adverse affect on the value, price or income of such securities, financial instruments, and other investments. Clients should consult their advisor with regard to any questions they may have. Nothing on this web site should imply that past results are an indication of future performance. Past performance does not guarantee future performance. Independent advice should be sought in all cases.

Restrictions on Use of Materials
This website is owned and operated by The New York Tax Group LLC. The New York Tax Group LLC or third parties granting rights to The New York Tax Group LLC hold all right, title, and interest in and to the materials on this Site, which are the copyrighted work of The New York Tax Group LLC or such third parties. The New York Tax Group LLC grants you a limited, personal, non-exclusive and non-transferable license to use and display the materials only on your personal computer using HTML browser software, only for personal, non-commercial use associated with your interaction with this The New York Tax Group LLC website. Any commercial or public use of this website or any portion thereof is strictly prohibited. Except as stated herein, you have no right to copy, download, display, perform, reproduce, distribute, modify, edit, alter or enhance any of the materials in any manner. This limited license terminates automatically, without notice to you, if you breach any of these Terms. Upon termination, you must immediately destroy any downloaded and printed materials. You have no right, title or interest (and no copyright, trademark or other intellectual property right) in or to the Site or any materials and you agree not to ”frame” or ”mirror” the Site, any material contained on or accessible from this Site on any other server or Internet-based device without the advanced written authorization of The New York Tax Group LLC. In our efforts to promote good citizenship within the Internet community, if The New York Tax Group LLC becomes aware of inappropriate use of the Site or any of its Services, The New York Tax Group LLC will respond in any way that, in its sole discretion, The New York Tax Group LLC deems appropriate. You acknowledge that The New York Tax Group LLC will have the right to report to law enforcement authorities any actions that may be considered illegal, as well as any reports it receives of such conduct. When requested, The New York Tax Group LLC will cooperate fully with law enforcement agencies in any investigation of alleged illegal activity on the Internet.

Third Party Rankings
Third party rankings and recognition from ratings services are no guarantee of future investment success. Working with a highly rated adviser does not ensure that a client or prospective client will experience a higher level of performance or results. Ratings should not be considered an endorsement for the advisor by any client nor are they representative of any one client’s evaluation. Generally, rankings are based on information prepared and submitted by the advisor, or the amount of assets under management by the adviser. Please refer to the more thorough disclosure and additional information about the criteria used in making these rankings via the website of the publication and/or organization granting such recognition.

Electronic Mail & Employment Applications
Electronic mail (email) submitted to this website should be considered neither secure nor confidential. The New York Tax Group LLC makes no representation whatsoever concerning the security or confidentiality of your email messages and specifically makes no representation that any email message submitted through this website will be received by The New York Tax Group LLC.
Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments or suggestions, will be treated as non-confidential and nonproprietary and will become the property of The New York Tax Group LLC or its affiliates. Such communications or material shall be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, The New York Tax Group LLC is free to use any ideas, concepts, know-how or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
If you choose to submit personally identifiable information – your name, address, date of birth, marital status, salary, performance reviews, etc. – to The New York Tax Group LLC via this website for the purposes of applying for a job, you will do so on a website that is hosted and maintained in the United States. Any information you provide may be used by The New York Tax Group LLC or its agents for the purpose of reviewing your application and determining whether you should be offered an interview or job by The New York Tax Group LLC. In addition, the information you provide may be used by The New York Tax Group LLC or its agents to carry out background checks on you in connection with your application. This use and disclosure of personal data may involve the transfer of personal data to countries outside the European Union or your country of residence, including the United States. It is the policy of The New York Tax Group LLC to make every effort to ensure that the information that is recorded and retained is accurate and relevant and that it is stored and managed in a secure environment at all times. You have the right at any time to return to the website to review the personal data provided by you and to make any necessary corrections or changes to that data. It is your responsibility to make any necessary changes to your personal data so that accurate records can be maintained. Examples of changes include change of name, address, phone number, marital status, number of dependents or educational qualifications. Even if we determine that The New York Tax Group LLC has no appropriate positions for you at the time of your application, we will retain your personal data for the minimum period required by law.

Copyrights & Trademarks
The New York Tax Group LLC owns and operates this website. The content of The New York Tax Group LLC website on the Internet is protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos.
The New York Tax Group Name, TNYTG and all products or services denoted with ™ or ® are trademarks or registered trademarks of The New York Tax Group LLC. The New York Tax Group LLC trademarks may not be used in connection with any product or service that is not a The New York Tax Group LLC product or service. All trademarks, service marks, trade names, and logos displayed on this website are proprietary to The New York Tax Group LLC, except as explicitly noted below under Third-Party Trademarks and Content. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this website without the written permission of The New York Tax Group LLC or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, The New York Tax Group LLC. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Use of Links to Third Party Websites
This Site may be linked to other sites on the World Wide Web that are not under the control of or maintained by The New York Tax Group LLC. Should you leave this website via a link contained herein, and view content that is not provided by The New York Tax Group LLC, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by The New York Tax Group LLC. The New York Tax Group LLC is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such website, whether actual, alleged, consequential or punitive. The New York Tax Group LLC makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
You acknowledge that these links are solely for the convenience of visitors to this Site, and the inclusion of such links does not necessarily imply an affiliation, sponsorship or endorsement. The New York Tax Group LLC does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy, completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Reference therein to any specific commercial product, process, or service by trade name, trademark, service mark, manufacturer, or otherwise does not constitute or imply endorsement, recommendation, or favoring by The New York Tax Group LLC.

Third-Party Trademarks & Content
The New York Tax Group LLC website may contain graphical and textual elements which are copywritten, or which are trademarks or registered trademarks of other organizations not under the control of The New York Tax Group LLC. These are either used with permission, permission-implied or under the fair-usage guidelines. Third-Party graphical and textual items may not be reproduced under any circumstances. The background picture on The New York Tax Group LLC’s website is copyright © 2005 Daniel Schwen.

Integration & Severability
If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms of use represent the entire agreement between The New York Tax Group LLC and the user relating to the subject matter herein.

FDIC Disclaimer
Securities (including shares of mutual funds), alternative investments, and other investment products are not bank deposits and are not insured by the FDIC or any other agency of the United States, nor are they obligations of, or insured or guaranteed by, The New York Tax Group LLC or any of its subsidiaries or affiliates. Securities (including shares of mutual funds) and other investments involve investment risks, including the possible loss of value. The information and materials contained in this website – and the terms of the access to and use of such information and materials – are subject to change without notice. Your eligibility for particular investment options or services is subject to final The New York Tax Group LLC determination and acceptance.

Availability
The New York Tax Group LLC website offers services, content and various other functionalities (collectively the ”Services”) to specific regions worldwide. The Services offered in one region may differ from those in other regions due to availability, local or regional laws and other considerations. Information The New York Tax Group LLC publishes on the World Wide Web may contain references or cross references to The New York Tax Group LLC services that are not announced or available in your country. Such references do not imply that The New York Tax Group LLC intends to announce such services in your country. Consult your local The New York Tax Group LLC company business contact for information regarding the services which may be available to you.

Disclaimer of Warranties
YOUR USE OF THIS WEBSITE IS AT YOUR OWN RISK. THIS SITE IS PROVIDED TO YOU ON AN ”AS IS” AND ”WHERE-IS” BASIS, WITHOUT ANY WARRANTY. THE NEW YORK TAX GROUP LLC, FOR ITSELF AND ANY THIRD PARTY PROVIDING MATERIALS, SERVICES, OR CONTENT TO THIS WEBSITE, MAKE NO REPRESENTATIONS OR WARRANTIES IN CONNECTION WITH THE SITE INCLUDING BUT NOT LIMITED TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY MATERIAL, INFORMATION, PRODUCT, OR SERVICE CONTAINED ON THE SITE. ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, COMPLETENESS, TIMELINESS, TITLE, OR NON-INFRINGEMENT OF THIRD PARTY RIGHTS, ARE HEREBY DISCLAIMED. THE NEW YORK TAX GROUP LLC WILL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, ARISING FROM OR CONNECTED WITH THE SITE, INCLUDING BUT NOT LIMITED TO, YOUR USE OF THIS SITE OR YOUR INABILITY TO USE THE SITE, EVEN IF THE NEW YORK TAX GROUP LLC HAS PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS SITE INCLUDES FACTS, VIEWS AND OPINIONS OF INDIVIDUALS AND ORGANIZATIONS DEEMED OF INTEREST. NOTHING CONTAINED ON THIS SITE SHALL BE CONSTRUED AS AN ENDORSEMENT OF THESE VIEWS OR OPINIONS.

Inaccuracies or Errors
The descriptions, pictures and other representations of services on this site may contain inaccuracies and errors. The materials have not been independently verified or authenticated in whole or in part by The New York Tax Group LLC. The New York Tax Group LLC has no liability for any errors or omissions in the materials, whether provided by The New York Tax Group LLC or third parties. The New York Tax Group LLC does not make any warranty or representation with respect to the accuracy or completeness of any such information.

Local Laws & Export Control
The New York Tax Group LLC controls and operates this Site in the United States of America and makes no representation that the materials are appropriate or will be available for use in other locations. Unless otherwise explicitly stated, all marketing or promotional materials found on this Site are solely directed to individuals, companies or other entities located in the United States. If you use this Site from outside the United States of America, you are entirely responsible for compliance with applicable local laws.

Terms of Use Revisions
The New York Tax Group LLC may revise these Terms at any time without notice by updating this posting. Your continued use of the Site after such modifications have been made will constitute your acceptance of such revised Terms.

Applicable Law
Any action related to these Terms will be governed by the law of the State of New York, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree to submit to the jurisdiction of the courts located in the State of New York, for the resolution of all disputes arising from or related to these Terms and/or your use of the Site.

Unauthorized Activities
Submissions and unauthorized use of any materials contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations and other applicable laws and regulations. You alone are responsible for your actions or the actions of any person using your user name and/or password. As such, you shall indemnify and hold The New York Tax Group LLC and its members, officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys’ fees) incurred in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the Site or the use of the Site by any person using your user name and/or password (including without limitation your participation in the posting areas or your Submissions) violates any applicable law or regulation, or the rights of any third party.

Contacting Us
If you have questions about these terms of use, the content of this website, or your dealings with this site please contact The New York Tax Group LLC.